Indemnity Protection for Dentists
Indemnity Protection for Dental (often referred to as Dental Malpractice Insurance or Dental Professional Indemnity) is a specialized liability coverage designed to protect healthcare professionals from the financial and reputational risks associated with their clinical practice.
Clinical Negligence & Errors
Safeguards against financial liabilities arising from claims of professional mistakes, diagnostic omissions, or substandard patient care.
Legal Defense Financing
Funds the legal representation, court expenses, and attorney fees required to robustly defend against a lawsuit.
Regulatory & Disciplinary Representation
Covers the cost of legal counsel during investigations or hearings held by official regulatory bodies, such as the Malaysian Dental Council (MDC).
Extended Risk Cover
Often includes protection for emergency "Good Samaritan" aid, retroactive incidents discovered later, and vicarious liability for actions taken by supporting clinic staff.
Compliance & APC Renewal
Under the Malaysian Medical Act, valid indemnity coverage is a mandatory requirement to renew your Annual Practicing Certificate (APC). MRCM ensures your policy meets all statutory mandates so you can legally practice without interruption.
Reputation & Asset Shielding
A single claim can jeopardize your career. MRCM goes beyond financial payouts by providing proactive risk management, discreet dispute mediation, and strategic PR support to protect your livelihood and hard-earned reputation.
Types of Prodemnity Dental available:
Price shown are subject to 8% SST and RM10 of stamp duty.
General Dental Practice
General Dentist
Private Dentist
- Liability Limit : RM 1,000, 000
- Locum Extension: + RM350
(Locum Only) General Dentist
Goverment Dentist
- Liability Limit : RM 1,000, 000
General Dentist
Private Dentist
- Liability Limit : RM 2,000, 000
- Locum Extension: + RM450
Definition / Information
Complete dental examinations and diagnosis of disease including x-rays
Preventive dentistry (e.g cleanings, oral hygiene instruction, fluoride treatments, fissure sealants, scaling)
Extractions, fillings, crowns, veneers, bridges, dentures
Minor oral surgeries (e.g. laserations, gum injuries, broken tooths, simple root canal treatment and wisdom tooth extractions)
*Please choose 2 million cover if you do minor oral surgeries.
General Dental Practice with Accredited Specialised Procedure
GD with Accredited Specialised Procedure
Private / Government Doctor
- Liability Limit : RM 2,500, 000
- Locum Extension: + RM500
Definition / Information
Accredited specialized procedures includes:
- Braces
- Periodontics
- Endodontics
- Implants
- Orthodontics
- Oral Surgeries
Dental Specialists
Dental Specialists
Private / Government Specialists
- Liability Limit : RM 2,000, 000
- Locum Extension: NA
Dental Specialists
Private / Government Specialists
- Liability Limit : RM 3,000, 000
- Locum Extension: NA
Dental Specialists Practising Oral and Maxillofacial Surgery (OMFS)
Dental Specialists (OMFS)
Private / Government Specialists
- (Clinic based)
- Liability Limit : RM 2,000, 000
- Locum Extension: NA
Dental Specialists (OMFS)
Private / Government Specialists
- (Clinic based)
- Liability Limit : RM 3,000, 000
- Locum Extension: NA
Dental Specialists (OMFS)
Private / Government Specialists
- (Hospital Based)
- Liability Limit : RM 2,000, 000
- Locum Extension: NA
Dental Specialists (OMFS)
Private / Government Specialists
- (Hospital Based)
- Liability Limit : RM 3,000, 000
- Locum Extension: NA